At JT Law Firm, we take pride in our ability to secure major victories for our clients. One recent success includes a $4.5 million payout for a 40+ building community’s Hurricane Ian claim, nearly quadrupling the initial offer from the insurance company. This case demonstrates our dedication to fighting for business owners who are facing devastating property losses.
When you hire JT Law Firm, you are not just hiring a lawyer; you are hiring a team of skilled trial attorneys who prepare every case as though it will go to court. Lead Trial Attorney John Tolley has tried over 45 jury trials, giving our firm an edge in both negotiation and litigation. This aggressive approach ensures that we are always ready to take the fight tothe insurance companies when necessary.
Why Commercial Property Damage Claims are Often Denied or Underpaid
Business owners often invest heavily in commercial property insurance to protect their assets, yet many are surprised when their claims are underpaid or outright denied.
Commercial property insurance policies are generally designed to cover property damage caused by events such as hurricanes, fires, floods, and other disasters. However, insurance companies frequently undervalue claims, delay payments, or even deny claims outright. One reason for this is the complexity of insurance policies. Many are written in terms that are difficult for the average business owner to fully understand.
Insurance companies are in the business of minimizing payouts, and they often exploit this. Without proper legal representation, property owners may end up accepting settlements far below what is required to restore their property.
Common Challenges with Commercial Property Insurance Claims
- Undervaluation of claims: Insurers may offer settlements that don’t reflect the true extent of the damage.
- Denials based on technicalities: Some claims are denied due to unclear policy language or alleged non-compliance with the terms of the insurance contract.
- Delays in payout: Insurance companies may delay paying out on claims, leaving businesses struggling to stay afloat while they wait for funds to repair their property.
Holding Insurance Companies Accountable
Why Legal Representation Is Essential for Commercial Property Claims.
Insurance companies have a financial incentive to settle claims for as little as possible. However, when they engage in bad faith practices—such as improper investigations, unreasonable denials, or lowball offers—JT Law Firm steps in to hold them accountable. Our attorneys have extensive experience dealing with commercial property damage claims, including those involving:
- Hurricanes and severe weather events
- Fire and smoke damage
- Water and flood damage
- Wind and roof damage
We know how insurance companies operate, and we use highly effective strategies to fight them so they can be held accountable for their contractual obligations.
The JT Law Firm Advantage
Commercial property claims are complex, and without proper legal representation, business owners often face an uphill battle. Insurance companies prefer to deal directly with property owners because they know they can offer lower settlements when professionals aren’t involved. By hiring JT Law Firm, you level the playing field and significantly increase your chances of receiving the compensation you need to repair your property and get back to business.
- No upfront costs: You don’t pay anything unless we win your case.
- Formidable trial attorneys: Only 1.5% of lawyers nationwide are actual trial attorneys. Our lead trial attorney, John Tolley, has gone to trial over 45 times.
- Highly experienced in property damage: We handle both commercial and residential property damage claims, with a deep understanding of the laws in Florida, New York, Texas, and New Jersey.
Call us at (855) 585-2997 or fill out our online contact form to schedule your complimentary consultation. There are no upfront costs, and you only pay if we win your case.
