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After a fire consumes your property or sections of it, what’s left may be completely damaged by the smoke. At times like this, you need to collect the compensation owed to you as stated in your homeowner’s insurance policy, but what happens if your insurance company refuses to pay you the compensation you are owed? Your policy states you are entitled to compensation, and that is what JT Law Firm will fight for. We will strategically approach the insurance company with the facts and present them with an enticing case. If this does not work, we are prepared to go to trial. However, most cases settle outside of court. Nonetheless, a formidable legal team will be standing with you the entire time.
What happens after a fire damages your home?
After ensuring your safety and the safety of those around you, file a claim as soon as possible to start the claim process. Next, secure your property and account for what was damaged in the fire.
You can speak with a fire damage claim attorney at any point in the claim process.
Your insurance company will then send a claims adjuster to inspect the damage to your property. The claims adjuster will write up a report and include an estimate for the repair or replacement costs.
Getting your own independent estimate is recommended to fact-check the insurance company’s numbers – we can help you with this.
Fires are destructive forces of nature, and when that force enters a home, it can damage the structure in ways not easily visible to the human eye, but a professional with the right tools can easily identify what fire damage is present. The heat from a fire can damage the roof, ceiling, windows, doors, walls, and even floors. Ensuring your property is properly inspected is crucial to discovering all the damage that may be present in the property to avoid the damage spreading and showing itself later on.
What are some common causes of a fire?
Causes vary, but here are some common causes for residential and commercial fires.
Common causes for a residential fire include:
Common causes for a commercial fire include:
- Cooking equipment
- Electrical equipment
- Lighting equipment
- Heating equipment