Hail damage happens more often than you know. Our team of lawyers fight for you to receive the highest possible payout for your hail damage.
Hailstorms can strike with little warning, leaving a trail of destruction in their wake – from shattered windows to battered rooftops. When hail hits, knowing the ins and outs of hail damage and the claims process is crucial.
What is Hail Damage?
Hail damage refers to the impact inflicted by hailstones, which are solid balls of ice that form during strong storms. These icy projectiles can range in size from small pellets to as large as grapefruits. When they plummet from the sky at high speeds, hailstones can cause significant damage to homes, outdoor spaces, and businesses.
Hail damage we commonly see:
We handle a variety of hail damage claims in Texas, Florida, New Jersey, and New York, and in these cases, we often see damage claims involving the following:
- Roof damage: Shingles can be cracked, loosened, or stripped away, leading to leaks and water damage.
- Broken windows: Hail can shatter windows, skylights, and greenhouse panels.
- Damage to siding: Aluminum or vinyl siding can be dented or cracked.
- Landscaping damage: Plants, trees, and gardens might be severely damaged.
- Affected outdoor structures: Pool enclosures, sheds, detached garages, and other outdoor structures can be hammered by hail, causing damage or destruction.
The Hail damage claim process
When your property has been struck by hail, knowing how to file a claim is essential. JT Law Firm is there for you every step of the way – we can even help you file the claim.
Step 1: Assess the damage
After the storm, assess the damage to your property once it’s safe.
Documenting your hail damage thoroughly will be vital for your claim. Take pictures and videos of every damaged area. If you have any images or videos of your property prior to the hailstorm’s arrival that you can include in your claim, that’s a plus!
Step 3: Review your insurance policy
Understand what your insurance policy covers. Not all policies are the same, and knowing your exact coverage can save you from unexpected surprises. Our attorneys will provide a detailed and comprehensive review of your policy so we can understand what is and is not covered by your policy so we can formulate the ideal strategy to help you collect the highest possible payout.
Step 4: File your claim
File your claim with your insurance company as soon as possible. Delays can be detrimental to the success of your claim. Our team can help with this step!
Step 5: The adjustment process
An insurance adjuster will be assigned to evaluate the damage. It’s critical to have legal representation at this stage to ensure the adjuster acknowledges all hail damage properly; otherwise, you may risk having an inaccurate damage estimate, which can result in out-of-pocket costs to you.
Step 6: Claim resolution
Your claim will either be accepted, partially accepted, or denied. JT Law Firm can negotiate with the insurance company to fight for you to receive the highest possible payout for your hail damage.
Don’t face a hail damage claim alone
JT Law Firm will fight for you. Let us handle the battle – JT Law Firm and our experienced team of attorneys know what tactics the insurance companies commonly deploy, and we know how to fight them.
If you’ve been affected by hail, you don’t have to face the complex claims process alone.
Contact JT Law Firm today for a free comprehensive case evaluation.
Schedule your complimentary discovery call. Call us at 855-585-2997.