Why was my Hurricane Milton claim denied?
Insurance claims are commonly denied due to insufficient documentation, not enough evidence, or disputes over the cause of the damage. For example, an insurance company might argue that the damage was pre-existing or caused by something not covered under your policy. If your claim was denied, consult a property damage attorney to review your case and fight for your rightful compensation.
Can I reopen my Hurricane Milton claim after it has been denied?
Yes. You can reopen a denied claim by providing additional evidence or documentation that supports your case. Hiring a property damage attorney like those in JT Law Firm can strengthen your claim and help result in a different outcome.
What should I do if my insurance company is not offering enough money to cover the damage my property sustained because of Hurricane Milton?
This is called an underpayment or lowball offer.
If your insurance company is not offering you enough money to restore your property to its pre-loss condition, you can request a re-inspection or submit additional documentation to support a higher payout. Working with an experienced property damage attorney helps ensure your claim is properly evaluated, and an attorney can negotiate with the insurance company on your behalf.
How long do I have to file an insurance claim for Hurricane Milton property damage?
In Florida, homeowners have one year from the date of the hurricane to file a new claim. For Hurricane Milton, the deadline is October 9, 2025.
What if my insurance adjuster missed some of the damage in my property?
If your insurance adjuster fails to properly document all the damage, it could result in an underpayment offer from the insurance company. Hiring an attorney can help protect you against lowball offers.
Can I handle a denied or underpaid claim without an attorney?
While you can resolve a claim on your own, insurance companies often have teams of adjusters and lawyers working to minimize payouts. A property damage attorney brings experience, a deep understanding of the law, and negotiating power, which increases the likelihood of a favorable outcome for you.
How much does it cost to hire JT Law Firm?
JT Law Firm works on a contingency fee basis for all property damage claims, meaning you don’t pay unless we win. This ensures that legal help is accessible to homeowners without any upfront costs, and you can focus on restoring your property while we fight for your compensation.
