Hurricane Helene Property Damage Claims
Florida is no stranger to the devastating impacts of hurricanes. When storms like Hurricane Helene strike, they can leave a trail of destruction that affects homes, businesses, and lives. At JT Law Firm, we understand the challenges you face in the aftermath of such a disaster. Consider us your go-to resource for help with your claim or to answer any questions you may have.
The process of filing a Hurricane Helene property damage claim in Florida does not have to be as complex as it seems. Speak with a property damage attorney today.
Fighting for homeowners to receive the highest possible compensation amount for their property damage.
JT Law Firm fights for homeowners to receive the compensation they deserve from their insurance company by deploying targeted, formidable legal strategies addressing commonly used tactics insurance companies use when they are trying to delay, deny, or underpay claims.
Our Founder, Attorney John Tolley, has been leading the charge and has successfully represented homeowners in and out of court.
When JT Law Firm takes on a case, we prepare as if the case is going to court. This approach has helped us successfully represent our clients interests.
What Type of Hurricane Damage Do Insurance Companies Generally Cover?
Insurance policies usually cover a wide range of hurricane-related property damage, including:
- Roof damage from high winds or flying debris
- Water damage caused by wind-driven rain entering through windows or damaged roofs
- Broken windows, doors, and siding from powerful winds, tornadoes, flying debris, or even fallen trees
- Mold growth due to water intrusion
- Structural damage caused by fallen trees, debris, or wind
However, every insurance policy is different, and it’s crucial to review the specifics of your coverage. JT Law Firm can help you navigate your insurance policy, ensuring that all eligible damages are included in your claim.
Can You Help Me File My Hurricane Helene Damage Claim?
Absolutely. JT Law Firm is dedicated to assisting Florida homeowners with hurricane damage claims. Here’s how we can help:
- Policy Review: We can analyze your insurance policy to determine coverage eligibility.
- Documentation Assistance: Help you compile necessary evidence and paperwork.
- Negotiation: Advocate on your behalf in negotiations with your insurance company.
- Dispute Resolution: If your claim is denied or undervalued, we can take legal action to seek fair compensation.
How Long Do I Have to File a Hurricane Helene Claim?
Florida law allows homeowners one year from the date of the hurricane to file a claim.
Failing to file within the designated time frame can result in a denial of your claim, leaving you to cover repair costs out of pocket.
A one-year window to file means homeowners need to quickly get their homes inspected to discover if there’s any hidden damage present. A professional inspection will help you avoid finding out late that your home was damaged and that damage spread.
We can help you get your home inspected on-time. Contact us to learn more.
What is a hurricane deductible?
Florida homeowners are often surprised by the difference between hurricane insurance deductibles and standard property insurance deductibles.
Hurricane deductibles are typically higher than a standard property insurance deductible and apply specifically when a named storm, like Hurricane Helene, causes damage. Unlike most insurance deductibles, hurricane deductibles are often a percentage of your home’s insured value. This percentage varies from policy to policy but is usually 2%, 5%, or 10%.
My House Was Flooded, Should I Go Through My Homeowners Insurance Company?
A standard homeowners’ insurance policy typically does not cover flood damage.
Flooding is typically not covered by standard homeowners insurance policies. For flood damage, homeowners generally need a separate flood insurance policy. If your home was flooded due to Hurricane Helene, your homeowners insurance will likely not cover the damage, but your flood insurance policy should.
JT Law Firm can help you determine which policy applies to your specific situation and assist in filing the appropriate claim to fight for you to receive a high payout for your damage.
Speak with a JT Law Firm Hurricane Helene Attorney today.
There’s no cost or fee to get started; we only get paid if you get paid.
Contact us at 855-585-2997 or message us online. for a complimentary consultation.
