As the deadline to file a Hurricane Ian property damage claim approaches, homeowners across Florida are running out of time. The final day to submit a claim for damages for this devastating storm is September 28, 2024.
Missing this critical date could mean forfeiting your right to financial compensation for any property damage related to Hurricane Ian.
Why This Deadline Matters
Hurricanes leave long-lasting impacts on homes and businesses, and Ian was no exception. Florida’s statute of limitations for filing hurricane-related property damage claims gives homeowners two years from the date of Hurricane Ian. WithIan making landfall on September 28, 2022, the window to file a claim closes on September 28, 2024.
If you haven’t submitted your claim by then, insurance companies are no longer obligated to cover your covered damages.
All Florida homeowners who sustained damage from Hurricane Ian need to act now and file their claims as soon as possible.
Your claim can still be valid if you file right now.
To clarify, filing right now would classify your claim as a late submission since it’s nearly two years from the date of loss. However, aside from hurdles that would be expected from the insurance company, your claim is still technically valid as long as your insurance policy is in good standing and the damage your property sustained is covered within your policy.
What can you do as a homeowner with Hurricane Ian Damage?
If your home suffered damage during Hurricane Ian, you might still be eligible to file a claim. Here’s what you can do:
- Contact a Property Damage Attorney: Speaking with an attorney with extensive experience handling hurricane damage claims can help your claim process move forward.
- Review Your Insurance Policy: Familiarize yourself with your coverage. Some policies may have stipulations forwind, flood, and other hurricane-related damages. Understanding what’s included and excluded can guide you on how to structure your claim. Alternatively, if you are working with an attorney, they’ll review your policy and help you understand whether or not you have a strong case.
- Gather Documentation: Start by pulling together any photos or videos taken immediately after the storm. Insurance companies need proof that the damage occurred as a result of Hurricane Ian, and visual evidence is invaluable.
Submit Your Claim as Soon as Possible. We can help you start the claim process today.
Don’t wait for the September 28, 2024 deadline to approach.
The clock is ticking for homeowners affected by Hurricane Ian. Reach out to JT Law Firm today for a free consultation, and let us help you get the compensation you deserve.
Call us at (855) 585-2997
