It’s still too early to accurately determine how much damage Hurricane Ian caused when it slammed into Florida. What we do know is Lee County was the hardest hit area, according to the FEMA Chief.
Hurricane Ian made it on the list of the Top 5 Strongest Hurricanes to make Landfall in Florida.
The Top 5 Strongest Hurricanes to make landfall in Florida are:
- Labor Day with winds up to 185MPH in 1935
- Andrew with winds up to 165MPH in 1992
- Michael with winds up to 160MPH in 2018
- Ian with winds up to 150MPH in 2022
- Charley with winds up to 150MPH in 2004
Hurricane Ian Slammed into Florida. Here’s what you need to know as a homeowner.
You deserve to be compensated for the damage your property sustained.
As a homeowner with a policy in good standing, you are entitled to receive compensation for damage covered under your policy. Identifying that damage is indeed present is the first step toward filing a hurricane property damage claim. Photograph or take a video of any damage you see.
Many insurance policies also include language instructing the policyholder to take reasonable actions to prevent further damage from occurring, so be sure to do what you can to secure your property.
Take pictures and videos of every part of the home. It’s important to photograph the areas you know there is damage present, but walk the property and take a video or pictures of every area of the home. There may be damage present that only a professional can identify before symptoms of the damage appear.
What type of hurricane damage is usually covered by a homeowner’s insurance policy?
Every insurance policy is different, but generally, they do cover the following types of property damage in Florida.
- Roof damage
- Wind-driven water damage
- Broken windows and doors
- Damage from flying projectiles
- Wind damage
- Interior damage – such as personal items, flooring, walls, furniture, etc
- Exterior damage – such as pools, sheds, landscaping, fences, etc.
- Structural damage – such as walls, outdoor structures, etc.
- Moisture damage
- Fire damage
Since every policy is different, without actually reviewing your individual policy, it may be difficult to know for certain what your policy covers and what is excluded. Many insurance companies also include language to help them exclude certain types of damage to help them reduce or deny your claim.
Insurance companies protect themselves. Take action and speak with a JT Law Firm hurricane property damage attorney today.
President Biden signed a Disaster Declaration on September 29, 2022, as a result of the devastation left in the wake of Hurricane Ian in Florida. Thousands of properties have been impacted by Ian. At the time this article was written, FEMA was still undergoing search and rescue missions in the areas hardest hit by Hurricane Ian.
This storm passed, but the devastation left behind will be here for years. It will be some time before those hardest hit by Ian are able to move forward.
Homeowners whose properties sustained damage are now at the mercy of their insurance company.
Insurance companies historically do not properly compensate policyholders for covered damage all the time. In fact, at JT Law Firm, we fight insurance companies on a regular basis because, in our experience, they constantly deny or underpay their clients. Many policyholders are still waiting to be compensated for damage to their property from Hurricane Irma in 2017.
On more than one occasion, we uncovered evidence proving insurance companies were committing fraud and were purposely going out of their way to deny valid claims. Fraudulent actions like the ones we uncovered should have never occurred. Yet, the sad truth is this happens all the time. Many people who experience these malicious actions from the insurance companies are left with little to no options to get the needed repair services their properties desperately need.
Hurricane Ian property damage compensation.
JT Law Firm helps hurricane victims receive the compensation they deserve from their homeowner’s insurance company.
Speak with a hurricane property damage claim attorney today. There is no cost or fee unless we win.
Schedule your complimentary discovery call today. Call us at 855-585-2997.