Has your insurance company denied your claim, underpaid you, or are they delaying processing? If you answered “yes” to any of the above, then we believe you should speak with a lawyer you can trust to help you. Our property damage claim lawyers know how insurance companies think, and we know how to beat them in their own game. We have been representing property owners in insurance disputes for years, and we’re ready to take on your case and see it all the way to court if we have to.
If your insurance company is not properly compensating you for covered damage, we can help. We handle any and all residential property damage claims and commercial claims.
Contact our property damage claims division today to explore the many ways we can help you.
Residential Property Claims
Your biggest investment is your home. Policy holders spend thousands of dollars a year to protect their asset with homeowners property insurance also known as property & casualty insurance coverage. However, many homeowners are shocked when they finally make an insurance claim and it is under paid or denied.
Insurance policies are written so that the average policyholder either does not understand or will give up trying to comprehend it. Our attorneys can help you not only navigate the provisions of your policy but also take the necessary steps to ensure the insurance company properly applies the terms of your policy.
Our experience coupled with our extensive network of professionals including contractors and engineers, can assist you in quantifying your damages quickly and accurately.
JT Law Firm is one of the few law firms that actually has gone to jury trial. Lead Trial Attorney John Tolley has tried over 45 jury trials. This helps you in situations where your insurance company fails to properly or adequately adjust your claim.
Whether a claim has been under paid or outright denied, our attorneys are here to help.
Commercial Property Claims
Policy holders spend thousands of dollars a year to protect their commercial properties with commercial property insurance also known as property & casualty insurance coverage. However, many property owners are shocked when they finally make an insurance claim and it is under paid or denied.
Commercial Insurance policies are typically written in a way that that the average policyholder either does not understand it or causes them to give up trying to comprehend it.
JT Law Firm is one of the few law firms that actually has gone to jury trial. Lead Trial Attorney John Tolley has tried over 45 jury trials. Moreover, the attorneys at JT Law Firm have handled multi-million dollar commercial claims.
With this experience JT Law Firm can help insureds hold their insurance carriers accountable for bad faith practices and work to ensure our clients are compensated for the harm sustained as a result of improper investigations, misrepresentations of coverage, unsatisfactory settlement offers, unreasonable denials, or undue delay.
Whether your claim has been under paid, denied or even delayed, our team is here to help.
Hurricane Claims
One of the most common, devastating and unpredictable types of claims facing policyholders are hurricanes. A number of different types of events that cause damage on your home or business combine into one event. The strong winds, rain, storm surge, and flooding can all cause damage to your residential or commercial property.
Because many factors in a hurricane can be the basis for your property insurance claim complications can arise. Typically your claim will involve multiple policies including standard homeowners and flood insurance. During this process complications can arise when one insurance company attempts to shift responsibility to the other.
JT Law Firm understands this complex process and can help you with your hurricane damage claim.
Wind Damage
Winds can cause severe damage to your property. Wind damage can also bring hidden damages that aren’t realized upon the initial assessment of your property. While most think windstorm claims involve flying debris, trees and fences falling down, and broken or missing shingles or tiles they can also cause uplift damage that unknowingly compromises your roofing system.
Wind damage is typically covered in most homeowners insurance policies, however the insurance company can use ambiguous terms in their favor that may cause your claim to be denied.
Water Damage
One of the most common types of property insurance claims is for water damage. Most homeowners insurance policies do not cover certain water damage events. This could include flooding or sewage backup. However, there is still coverage for other water-related claims like a burst pipe or a one time sudden accidental discharge. These water damage insurance claims typically involve both dwelling and personal property coverage.
We here at JT Law Firm have represented several policyholders with water damage insurance claims for both home and business owners.
Fire and Smoke
Fire and Smoke damage are some of the most serious and devastating property insurance claims. In addition to the property itself being damaged there are irreplaceable memories and heirlooms that are also lost.
Hail Damage
While many people believe hail is a rare weather event hail is actually possible within two nautical miles of the parent storm in any thunderstorm,. This means hail can occur practically anywhere.
Additionally, hail damage is hard to notice and can be quite expensive to fix. Areas that are prone to severe weather and that have a flat or low slopped roof with asphalt shingles, are high-risk . However, most homeowners insurance policies cover damage from hail.
Insurers often try to argue the damage suffered from a hail storm does not fit the conditions necessary for a claim. However, we here at JT Law Firm have helped several home or business property owners with their wrongfully underpaid or denied property insurance claims.
Property damage lawyers who know how to win cases like yours.
When your home, property, or business is damaged, it can cause you a lot of stress. On top of that, you have the added stress of trying to figure out how or if you should file a claim with your insurance company. Many people believe the insurance company will “do the right thing” especially since situations like these are the reason you have a policy in the first place. However, insurance companies will routinely wrongfully deny, underpay or delay payment or coverage determinations.
If your insurance company is not properly compensating you for covered damage, we can help. We handle any and all residential property damage claims and commercial claims.
Contact our property damage claims division today to explore the many ways we can help you.
Property damage FAQ’s
Your questions answered. Contact us if you want to discover more ways we can help.
How We Can Help
We represent individuals, families, and business owners against insurance companies. We work to maximize the recovery of your insurance claims while taking the burden off of you.
Insurance policy language and laws are complicated. As lawyers, we have years of education and training that help us understand these policies and laws.
In addition to representing property owners, our attorneys have experience representing multiple AAA-rated insurance carriers, including Citizens Property, ASI, ARK Royal, Prepared, Progressive, Security First, and Weston. This prior experience gives JT Law Firm PA a special skill-set to effectively evaluate and negotiate your claim from a position that others cannot.
Unlike the insurance companies, we’ve got you covered!
No Cost To You!
The Law mandates that either the insurance company pays our fees once a judgment is entered in your favor, or we recover a contingency fee. At no cost to you, we will work to maximize your claim.
Bottom line: We don’t get paid unless you get paid.
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