Hurricane season is here, how can JT Law Firm help you?
Hurricanes are ingrained into Florida’s history, and for a good reason, the state has a significant track record of being hit by major storms. In 2017, Hurricane Irma struck Florida and caused over $53 billion in damages, making it the state’s costliest hurricane to date. In fact, there are still claims open from this storm, meaning the total damage caused by Hurricane Irma could be even higher. This is just one example of a hurricane recking havoc in Florida – other notable storms include Hurricane Andrew, Michael, Wilma, and many more.
We fight for you!
The Florida hurricane property damage attorneys at JT Law Firm know how insurance companies operate and the tactics they employ to delay or deny claims. Our hurricane property damage team is skilled and experienced in getting you properly compensated for damages your property sustains. If you’ve become a hurricane property damage victim, and the insurance company is underpaying or denying your claim, then contact JT Law Firm in Florida to help you. With a proven track record of successfully recovering maximum compensation for clients, our team will aggressively fight for you.
Hurricanes cause property damage that’s why you get insurance, but do the insurance companies have your back?
There’s no limit to the amount of damage your property can sustain because of a hurricane, and if your insurance company is unwilling to honor the policy they wrote you, it’s time to speak with a hurricane property damage attorney in Florida. If a hurricane damages your home, and that damage is covered under your policy, you are entitled to receiving the financial compensation needed to provide you with a full repair or replacement for the damages you suffered.
What type of hurricane damage is usually covered by insurance?
Insurance policies vary, but generally speaking, the following types of damage are typically covered in a homeowner’s insurance policy in Florida.
· Roof damage
· Wind driven Water damage
· Broken windows and doors
· Damage from flying projectiles
· Wind damage
· Interior damage – such as personal items, flooring, walls, furniture, etc
· Exterior damage – such as pools, sheds, landscaping, fences, etc.
· Structural damage – such as walls, outdoor structures, etc.
· Moisture damage
· Fire damage
These are just a few of the types of damage a home can sustain during a storm and these are all commonly covered under a homeowner’s insurance policy, but exclusions do apply, and you can count on the insurance company doing whatever they can to underpay or deny your claim.
What’s in your insurance policy?
Understanding your insurance policy is one of the best ways to protect yourself before and after a hurricane. Make sure to thoroughly read your insurance policy to ensure you have the coverage you need. There are various insurance policies, and they can all vary greatly. Some policies cover floods while others don’t. By reading your policy and understanding what’s covered and what isn’t, you can brace for the storm knowing you have the coverage you need and move forward from an informed standpoint.
Photograph your home’s condition before a hurricane.
A great way to preemptively protect yourself and potentially strengthen a hurricane claim you may have is to properly document the condition of your home prior to the arrival of any hurricane and then again after the hurricane has passed. By taking these simple actions, you can help your hurricane damage attorney create an undeniably strong case they can use against the insurance company with supporting evidence that clearly illustrates the damage the property sustained as a direct result of the hurricane.
Get the compensation you deserve after a hurricane damages your home or commercial property.
Filing a hurricane claim on time is essential. Every state has a statute of limitations. In Florida, you have four years to file a damage claim from the date the damage originally occurred. Failing to file on time can result in the denial of your claim.
After filing a hurricane damage claim, many home or property owners quickly realize how aggressive and deceitful insurance companies can be. If there’s a loophole, the insurance company can use to wiggle out of paying you for your claim, then odds are they will fully exploit that loophole as much as possible. Our experienced and skilled hurricane damage claim lawyers are ready to help take on your case and fight to get you properly compensated for your property damage.