Storm Damage Claims

What can you do if your home is damaged in a storm?

Dealing with the aftermath of a storm is not always a simple or straightforward process. Depending on the severity of your damage, you may be in for a lengthy process, but if you’re equipped with the right information and work with an experienced property damage attorney, your claim process can go much faster.

If you have already filed your claim and your insurance company has denied or underpaid you, or you believe your claim is being purposefully delayed, contact JT Law Firm. Our lawyers are experienced in dealing with property damage claims like these.   

For more information click here or call us at 855-585-2997.  

What can you do if your home is damaged in a storm?

After your property sustains damage you can choose to file the claim yourself with your insurance company and manage the claims process – or you can choose to work with a law firm that deals with insurance companies every day.  

After your property sustains damage, one of your main goals is to restore your home to its pre-loss condition quickly. As a policyholder, you have the right to file a damage claim to seek compensation for any covered damage your property sustains.  

What happens if I decide to file on my own?  

Many homeowners choose to file their own damage claims. When you choose to file the claim on your own, keep in mind you want to collect enough of a payout to cover your estimated repair costs. This means you need to ensure your repair cost estimate is accurate.   

Insurance adjusters have been caught committing insurance fraud on behalf of the insurance company that hired them, so make sure you get at least a second opinion on whatever repair estimate you’re given. This will help you when the insurance company chooses how they will handle your claim.  

If your insurance company decides to pay you the full amount, then great. It seems like your claim process was straightforward. However, if the insurance company comes back to you with a decision to deny or underpay you for your damage claim, then you need to make a decision to either accept what they offered you or to hire a storm damage claim attorney to fight for you to receive the amount you deserve under your policy.  

What happens if my insurance company underpays or denies my property damage claim?  

This is where things get complicated. One of the main reasons we advise homeowners to work with a law firm from the very beginning of their damage claim process is because insurance companies love working directly with a homeowner since they know the average homeowner does not have an in-depth knowledge of laws pertaining to the insurance industry.  

Property damage attorneys know the tactics insurance companies use to deny, delay, and underpay homeowners for their damage claims and how to fight those tactics using all relevant laws.  

The property damage attorneys at JT Law Firm have helped homeowners collect a payout even after their insurance company underpaid or denied their claim.  

After a claim denial or underpayment, you have options. You do not have to settle.   

Why settle when you could win?  

We strongly believe in helping homeowners who have been wronged by their insurance company. If you find yourself fighting against an unfair insurance company, contact JT Law Firm. We’ll fight for you!   

For more information click here or call us at 855-585-2997.  

Can a law firm help me file my claim?   

A property damage law firm can help you at any stage of the claim process – including before your claim has even been filed. To enter the claim process with a strong foundation, we actually recommend homeowners contact us prior to filing a claim. This helps us properly inform you on how to proceed so your interests are kept in mind from the very beginning.  

As a policyholder in good standing, you are entitled to compensation for any damage covered by your policy. Yet, insurance companies often overlook their own processes and fail to honor valid claims. JT Law Firm does not condone this behavior – we advocate for homeowners to help them and their families move past the damage their property sustained so they can resume their normal day-to-day lives.

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Common types of storm damage 

Roof and Structural Damage 

Roof damage after a powerful storm is very common and is often identified by the homeowner, who can visibly see the damage or when they have a roof leak. However, sometimes roof damage can be difficult to spot with the naked eye, and a professional inspection is required to address the damage before it spreads.   

High winds can rip off shingles or damage tiles, leaving the underlying structure vulnerable to water damage. In severe cases, strong winds or falling trees can cause structural damage to the roof or walls as well. 

Water Damage 

Heavy rain can lead to water intrusion, causing flooding in basements or lower levels of your home. Even minimal water penetration can lead to mold growth, which is a health hazard and can deteriorate building materials. 

Electrical and Appliance Damage 

Storms with lightning can cause electrical surges, potentially damaging your home’s electrical system and appliances. It’s important to have these systems checked after a powerful storm. 

Damage to external structures  

Storms can often damage other areas of your property, including pool enclosures, sheds, fences, and even rip the roof off your patio.

Property damage attorneys are equipped to fight insurance companies using their knowledge of various laws, which typically results in a higher payout compared to what a homeowner can collect on their own.  

JT Law Firm represents homeowners dealing with property damage claims. We know how to push your case forward. This is what we do each and every day. 

Contact us today for a free claim review.  Call us at 855-585-2997. 

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